April 2025

Get answers to all your mortgage questions
at one of our TWO live, free
information sessions this month.

Be prepared BEFORE making an offer on property
Confidently anticipate all costs
Fixed vs Variable
Impact of credit sores
RATES: insured vs conventional
Impact of the quality of the Property on a mortgage
Value of mortgage insurance
Value of Welcome Taxes
Notarial fees
Closing costs
FHSA - First Time Home Buyers' Savings Account
HBP - Home buyers' plan (RSP)
Pre-qualification
Pre-approval

Buying

Be prepared BEFORE accepting an offier from your bank
Key differences between "renewal" and "refinancing"
Fixed vs Variable
Impact of credit scores
RATES: insured vs conventional
Impact of the quality of a Property on a mortgage
Consider multiple scenarios
Detailed household budget
Optional Home Equity Line of Credit (HELoC)
Conservation of "Insured" status
Notarial fees
Rate holds from our lenders
Intro to investing in real estate for rental income
Big Banks vs "Virtrual" Lenders

Renewal

Link to the virtual meeting room here.

No sales pitch.
No obligation.

Only factual unbiased insights to benefit
you and your family.